Top 10 Credit Relief News

TOP CHOICE
Guide to Lenders Review
  • EDITOR'S SCORE
  • 9.75 / 10
  • SUMMARY
  • Loans of $1,000 - $50,000

    Loan Terms of 4 - 180 Months

    APRs of 3.99% - 35.99%
  • WHAT WE LIKE
  • Ranked #1 By Top 10 Credit Relief

    Works with Excellent, Good, Fair, & Poor Credit

    Get Up To 5 Loan Offers In Minutes
  • BOTTOM LINE
  • Guide To Lenders provides a free service that helps connect customers with lenders. Their service which can sometimes feel "invisible" seeks to make the application process easy & user-friendly for customers who are looking for a way to consolidate personal debt into one easy payment.
Fiona Reviews
  • EDITOR'S SCORE
  • 9.5 / 10
  • SUMMARY
  • Loans of $1,000 - $100,000

    Loan Terms of 24 - 84 Months

    APRs of 4.99% - 35.99%
  • WHAT WE LIKE
  • Free Resource To Help Loan Shoppers Get Best Loan Deals

    Offering an algorithm-based marketplace for lenders and borrowers.

    Borrowers are matched with the loan providers most likely to approve their applications.
  • BOTTOM LINE
  • Fiona is a marketplace for lenders and borrowers that works with brands in the alternative lending industry, offering real-time pre-approval options quickly. Borrowers are matched with the loan providers most likely to approve their applications.
Lendingtree Review
  • EDITOR'S SCORE
  • 9.25 / 10
  • SUMMARY
  • Loans of $1,000 to $50,000

    Loans of 3 to 15 Years

    APRs of 5.99% to 35.99%
  • WHAT WE LIKE
  • Largest Lending Network in the United States

    Rated A- by the Better Business Bureau

    Get Up to 5 Loan Offers In Minutes
  • BOTTOM LINE
  • LendingTree is America's largest online lending marketplace. It connects borrowers with multiple lenders so they can find the best deals on loans, credit cards, deposit accounts, insurance and more. LendingTree allows borrowers to shop and compare competitive rates and terms across an array of financial products.
Bad Credit Loans
  • EDITOR'S SCORE
  • 9 / 10
  • SUMMARY
  • Loans of $500 - $10,000

    Loan Terms of 3 - 36 Months

    APRs of 5.99% To 35.99%
  • WHAT WE LIKE
  • Has Been In The Business of Helping People Since 1998

    All Credit Types Accepted

    Loan Approval Within 24 Hours
  • BOTTOM LINE
  • Bad Credit Loans understands that there are emergencies no one can plan for, and they aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, Bad Credit Loans may have the resources to lend you a helping hand no matter if your credit is good or bad.
Monevo Reviews
  • EDITOR'S SCORE
  • 9 / 10
  • SUMMARY
  • Loans of $1,000 - $100,000

    Loan Terms of 3 - 144 Months

    APRs of 3.49% - 35.99%
  • WHAT WE LIKE
  • Solutions Available For All Credit Scores

    Works with Excellent, Good, Fair, & Poor Credit

    Personalized Loans Offers In Less Than 60 Seconds
  • BOTTOM LINE
  • Monevo is a huge online lending marketplace with direct access to hundreds of loan companies around the world. This access to real-time responses from lenders and loan brokers enables Monevo to give consumers an accurate and reliable reply in just 2 minutes. The service is completely free to use and helps lead borrowers to low rates.
CashUSA Reviews
  • EDITOR'S SCORE
  • 8.5 / 10
  • SUMMARY
  • Loans of $500 - $10,000

    Loans Terms of 3 to 72 Monthss

    APR of 6% to 35.99%
  • WHAT WE LIKE
  • Money in Your Account FAST!

    All Credit Welcome

    An Excellent Choice For Short Term Credit Needs
  • BOTTOM LINE
  • CashUSA is one of America’s most trusted resources for cash loans. CashUSA utilizes its vast network of reliable lenders from which customers can submit a request for a personal loan. CashUSA offers you the secure, convenient and fast service you need to find a personal loan that can work for you.

Best 2020 Debt Consolidation
Freedom Debt Relief

 

LEARN ABOUT DEBT CONSOLIDATION

LEARN ABOUT DEBT CONSOLIDATION

Debt Settlement Complaints

 

Consumer Debt in America

In the first three months of 2020, household debt in America rose to $14.3 trillion and 47% of households carry some sort of credit card debt. Up to 40% of Americans can't pay more than the minimum payment on their credit cards. Almost one-quarter (23%) of card holders have added to their credit balance as a direct result of the Covid-19 pandemic.

Debt Relief Complaints

What are my Options for Debt Relief?

Pay Off Debt Reviews

 

Pay Off Debt In Monthly Installments

If your debt is manageable, you can pay off your debts in monthly installments and manage the entire process on your own. You should keep in mind that if you can only afford to make the minimum monthly payment, you may be in for a long ride.A $2,000 credit card balance that carries an 18% annual rate can take just over 30 YEARS to pay off in you only make the 2% minimum monthly payment every month.

 

Debt Settlement Complaints

 

Work With a Debt Settlement Company

Debt settlement is an increasingly popular option. Freedom Debt Relief, our top rated debt settlement company, negotiates with your creditors on your behalf.  The goal is to reduce the total amount you owe, have the creditor take a loss on the remaining debt balance, and agree to a new deal with creditors to make monthly payments over a 2 to 5 year period. A debt settlement program will negatively affect your credit score but it will allow you avoid bankruptcy and your credit score will likely improve once you complete the program.

 

Debt Consolidation Bad Credit

 

Qualify for a Debt Consolidation Loan

A debt consolidation loan is the process of combining many unsecured debts (credit cards, medical bills, etc.) with high interest rates into one loan with a lower monthly payment. If your goal is to become debt free, a good debt consolidation loan should bring you monthly savings and help you improve your credit score. Guide to Lenders operates an online lending marketplace that will let you know in just a few minutes what type of debt consolidation loans you qualify for.

 

Debt Management Reviews

 

What is a Debt Management Program?

A debt management program is somewhat similar to debt settlement program. A fundamental difference is that you must hand over control to the agency and allow their representatives to negotiate and make the payments on your behalf.It will also negatively affect your credit score but will allow you to avoid bankruptcy.

Bankruptcy Alternatives

 

Bankruptcy

Filing bankruptcy is generally the last resort. If you are unable to pay your debts and you don't see any other way out, you should contact a bankruptcy professional to get legal advice. You should keep in mind that in a bankruptcy, you are at risk of losing all your assets and possessions. A bankruptcy will negatively impact your credit score for the long term and it is up to the court to decide if you qualify for a Chapter 7 (entire debt wiped out) or a Chapter 13 (a percentage of the debt will be wiped out).