- Bad Credit Loans
- OUR PARTNER
- EDITOR'S SCORE
- 9.25 / 10
- SUMMARY
- Loans of $500 to $10,000
3 to 36 Month Loans
APR of 5.99% to 35.99%
Next Business Day Direct Deposit - WHAT WE LIKE
- All Credit Types Accepted
Safe & Secure Online Process
Has Been In The Business of Helping People Since 1998
A Convenient Option For Emergency Funds - AVAILABILITY
- Bad Credit Loans understands that there are emergencies no one can plan for, and they aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, Bad Credit Loans may have the resources to lend you a helping hand no matter if your credit is good or bad.
- Monevo
- OUR PARTNER
- EDITOR'S SCORE
- 9/ 10
- SUMMARY
- Loans of $1,000 - $100,000
Loan Terms of 3 - 144 Months
APRs of 3.49% - 35.99%
24 Hour Approval - WHAT WE LIKE
- Places Borrowers With Lenders At Best Rates
Solutions Available For All Credit Scores
Fast Growing Online Lending Marketplace
Personalized Loans Offers In Less Than 60 Seconds - AVAILABILITY
- Monevo is a huge online lending marketplace with direct access to hundreds of loan companies around the world. This access to real-time responses from lenders and loan brokers enables Monevo to give consumers an accurate and reliable reply in just 2 minutes. The service is completely free to use and helps lead borrowers to low rates.
- Bad Credit
- OUR PARTNER
- EDITOR'S SCORE
- 8.5 / 10
- SUMMARY
- Loans of $500 to $5,000
6 to 60 Month Loans
APR of 6% to 35.99%
1 Business Day Funds Directly Deposited If Approved - WHAT WE LIKE
- Simple Loan Request Form
Presents Your Request to Multiple Lenders
One of America's Most Trusted Resources for Cash Loans
Free 24 Hour National Lender Network - AVAILABILITY
- BadCreditcom aims to simplify your search. Their loan request process takes just a few minutes, and you can submit your request from your cell phone, tablet, or computer. They have helped to connect thousands of customers with lenders that were able to provide much needed funds.
- Cash Advance
- OUR PARTNER
- EDITOR'S SCORE
- 8.5/ 10
- SUMMARY
- Loans of $100 to $1,000
7 Days to 12 Month Loans
APR Varies Depending on Loan
1 Business Day Funds Direct Deposit to Bank Account if Approved - WHAT WE LIKE
- All Credit Welcome
Terms Vary
Providing Cash Advance Loans Since 1997
Free Online Service For Short Term Loans - AVAILABILITY
- Cash Advance has been a trusted resource for short-term loans since 1997. While there are many companies dedicated to helping consumers get funds quickly, Cash Advance stands apart by offering a unique level of customer care, security, and a brand that consumers can trust.
Can I Still Get A Small Loan If I Have Bad Credit?
Getting a small loan with bad credit is possible, but it will take a bit of legwork to determine the best options for your financial situation. You’ll want to make sure to understand all of your loan’s terms, so you don’t end up paying astronomical interest rates or fees.
What is a Personal Loan?
Online lenders are another option for small personal loans for people with bad credit. Personal loans are installment loans where you borrow a fixed amount of money and pay off the debt over a predetermined number of payments. Some of these lenders are peer-to-peer lenders, where loans are funded by individual investors instead of traditional financial institutions.
What is an Installment Loan?
The advantages of an installment loan online is a great option for people with bad credit. These options are: The lenders of online installment loans will not do a hard credit check on you. Most installment loans are approved as long as you provide personal employment and financial bank details.
What Does "Bad Credit" Really Mean?
First things first: It’s important to understand what “bad credit” really means. Bad credit typically refers to low credit scores. Things like late payments or maxed-out credit cards can bring your scores down. A few things that could help you improve your credit scores include developing a history of on-time payments and keeping your credit utilization low.
Could A Loan Help Improve My Credit?
If you qualify for a loan with bad credit, you may be able to use it to help build your credit. You can start doing this by paying your loan payments on time. This will help you develop a record of a positive payment history, which is an important component of your credit scores.That’s yet another reason to consider alternatives to payday loans.
What is a Payday Loan?
Payday lenders typically don’t look at your credit when deciding if you’re eligible for a loan. Payday loans are for short terms and often for $500 or less. This type of loan is typically due by your next payday and often carries extremely high fees. Payday loans are banned in some states, while other states set limits on payday loan sizes and fees.
What is a Car Title Loan?
Car title loans are also short-term loans that may be an option for people with bad credit. Lenders may be more willing to offer these loans because a borrower uses their vehicle’s title as collateral to secure the loan. Car title loans typically have to be repaid within 30 days or less, and are often for an amount that is 25% to 50% of the value of the vehicle you’re borrowing against.
What is Peer-to-Peer Lending?
Peer-to-peer lending — also known as "P2P lending" — is a system where individual investors fund loans to would-be borrowers. Like other personal loans, those issued using peer-to-peer lending networks often have lower interest rates than payday or car title loans and can offer both longer repayment terms and larger loan amounts.