ONEMAIN FINANCIAL

PERSONAL LOAN REVIEW

Guide to Lenders Bad Credit

Guide to Lenders Bad Credit

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OneMain Financial is an online lender that makes small loans — both single-payment and installment loans — to borrowers with low credit scores. OneM ain Financial’s rates are as high as traditional payday loans in some cases, and lower than payday loans in others

OneMain Financial Complaints

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CONSUMER WARNING

Over 800 BBB Complaints

OneMain Financial is a new-ish lender with a long history. It began in 1912 as Commercial Credit, which provided loans for building contractors. After changing hands and names several times, OneMain Financial took its current form in 2015.

OneMain Financial now offers personal and auto loans and has more than 1,600 brick-and-mortar locations in 44 states. This review focuses on OneMain Financial’s unsecured personal loans

OneMain’s personal loans are commonly used for debt consolidation, wedding and medical expenses, home improvement projects and auto financing. The lender considers traditional factors such as credit history and debt-to-income ratio when evaluating borrowers.

High rates: OneMain’s starting annual percentage rate of 16.05% is higher than what is charged by some online lenders that cater to people with poor credit, such as Peerform and Avant. OneMain’s rates top out at 35.99%.

OneMain Financial Customer Complaints Summary:

216 Advertising/Sales Complaints
256 Billing/Collections Complaints
8 Delivery Issues Complaints
6 Guarantee/Warranty Complaints
332 Problem with a Product or Service Complaints

Total: 818 BBB Complaints

Best 2019 Personal Loan Reviews

DEBT
us4funding
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  • EDITOR'S SCORE
  • 9.9 / 10
  • SUMMARY
  • Pay Off High Interest Credit Card Debt

    Ranked A+ By Better Business Bureau

    Simplify With One Low Payment

    Custom Credit Card Consolidation Solutions
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  • $10,000 Minimum Unsecured Debt

    No Upfront Fees

    No Minimum Credit Score

    24 to 72 Month Programs
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  • US4Funding has been helping consumers consolidate high interest credit card debt. You may pay less interest, get out of debt sooner and build your savings faster. An experienced debt consolidation advisor will walk customers through the entire consolidation process.
Credit Associates Review
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  • 9.75 / 10
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  • Ranked #1 Debt Settlement By Top 10 Credit Relief

    Millions In Debt Resolved

    Accredited 5 Star Member of Consumer Affairs

    Trustpilot Rated 4.9 out of 5 Stars With Over 5,000 Reviews

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  • $10,000 Minimum Unsecured Debt

    No Upfront Fees

    No Minimum Credit Score

    24 to 36 Month Program
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  • There is a reason CreditAssociates is ranked #1 for debt settlement. They are a debt relief industry leader, working with clients to provide dependable and affordable debt resolution for credit cards and personal loans. Their team of professional debt consultants provide superior personal service with an emphasis on customer satisfaction. Their software allows clients to track their progress through a user friendly mobile app.
Fiona Reviews
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  • SUMMARY
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    Borrowers are matched with the loan providers most likely to approve their applications
  • WHAT WE LIKE
  • Loan Amounts of $1,000 to $100,000

    24 to 84 Month Loan Terms

    APR of 4.99% to 35.99%

    Network of Over 150 Lenders
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  • Fiona is a marketplace for lenders and borrowers that works with brands in the alternative lending industry, offering real-time pre-approval options quickly. Borrowers are matched with the loan providers most likely to approve their applications.
LendingTree Reviews
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    Rated A- by the Better Business Bureau

    Get Up to 5 Loan Offers In Minutes

    Excellent Brand Recognition
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  • Loan Amounts of $1,000 to $50,000

    3 to 15 Year Loan Terms

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    APR of 5.99% to 35.99%
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  • LendingTree is America's largest online lending marketplace. It connects borrowers with multiple lenders so they can find the best deals on loans, credit cards, deposit accounts, insurance and more. LendingTree allows borrowers to shop and compare competitive rates and terms across an array of financial products
Bad Credit Loans
  • EDITOR'S SCORE
  • 8.75 / 10
  • SUMMARY
  • Has Been In The Business of Helping People Since 1998

    All Credit Types Accepted

    Loan Approval Within 24 Hours

  • WHAT WE LIKE
  • Loans of $500 - $10,000

    Loan Terms of 3 - 36 Months

    APRs of 5.99% To 35.99%
  • AVAILABILITY
  • Bad Credit Loans understands that there are emergencies no one can plan for, and they aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, Bad Credit Loans may have the resources to lend you a helping hand no matter if your credit is good or bad.
OneMain Financial
  • OneMain Financial Review
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OneMain Financial Review

CONSUMER WARNING:

OneMain Financial is a new-ish lender with a long history. It began in 1912 as Commercial Credit, which provided loans for building contractors. After changing hands and names several times, OneMain Financial took its current form in 2015.

OneMain Financial now offers personal and auto loans and has more than 1,600 brick-and-mortar locations in 44 states. This review focuses on OneMain Financial’s unsecured personal loans

OneMain’s personal loans are commonly used for debt consolidation, wedding and medical expenses, home improvement projects and auto financing. The lender considers traditional factors such as credit history and debt-to-income ratio when evaluating borrowers.

High rates: OneMain’s starting annual percentage rate of 16.05% is higher than what is charged by some online lenders that cater to people with poor credit, such as Peerform and Avant. OneMain’s rates top out at 35.99%.

OneMain Financial Customer Complaints Summary:

216 Advertising/Sales Complaints
256 Billing/Collections Complaints
8 Delivery Issues Complaints
6 Guarantee/Warranty Complaints
332 Problem with a Product or Service Complaints

Total: 818 BBB Complaints

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