Top 10 Credit Relief News

  • 9.9 / 10
  • Pay Off High Interest Credit Card Debt

    Ranked A+ By Better Business Bureau

    Simplify With One Low Payment

    Custom Credit Card Consolidation Solutions
  • $10,000 Minimum Unsecured Debt

    No Upfront Fees

    No Minimum Credit Score

    24 to 72 Month Programs
  • US4Funding has been helping consumers consolidate high interest credit card debt. You may pay less interest, get out of debt sooner and build your savings faster. An experienced debt consolidation advisor will walk customers through the entire consolidation process.
Bad Credit Loans
  • 9.25 / 10
  • Has Been In The Business of Helping People Since 1998

    All Credit Types Accepted

    Loan Approval Within 24 Hours

  • Loans of $500 - $10,000

    Loan Terms of 3 - 36 Months

    APRs of 5.99% To 35.99%
  • Bad Credit Loans understands that there are emergencies no one can plan for, and they aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, Bad Credit Loans may have the resources to lend you a helping hand no matter if your credit is good or bad.
LendingTree Reviews
  • 9 / 10
  • Largest Lending Network in the United States

    Rated A- by the Better Business Bureau

    Get Up to 5 Loan Offers In Minutes

    Excellent Brand Recognition
  • Loan Amounts of $1,000 to $50,000

    3 to 15 Year Loan Terms

    No Minimum Credit Score

    APR of 5.99% to 35.99%
  • LendingTree is America's largest online lending marketplace. It connects borrowers with multiple lenders so they can find the best deals on loans, credit cards, deposit accounts, insurance and more. LendingTree allows borrowers to shop and compare competitive rates and terms across an array of financial products
Fiona Reviews
  • 8.75 / 10
  • Free Resource To Help Loan Shoppers Get Best Loan Deals

    Offering an algorithm-based marketplace for lenders and borrowers

    Borrowers are matched with the loan providers most likely to approve their applications
  • Loan Amounts of $1,000 to $100,000

    24 to 84 Month Loan Terms

    APR of 4.99% to 35.99%

    Network of Over 150 Lenders
  • Fiona is a marketplace for lenders and borrowers that works with brands in the alternative lending industry, offering real-time pre-approval options quickly. Borrowers are matched with the loan providers most likely to approve their applications.
Lower Your Monthly Payments

Best 2020 Debt Consolidation
Freedom Financial




Debt Settlement Complaints


Consumer Debt in America

In the first three months of 2020, household debt in America rose to $14.3 trillion and 47% of households carry some sort of credit card debt. Up to 40% of Americans can't pay more than the minimum payment on their credit cards. Almost one-quarter (23%) of card holders have added to their credit balance as a direct result of the Covid-19 pandemic.

Debt Relief Complaints

What are my Options for Debt Relief?

Pay Off Debt Reviews


Pay Off Debt In Monthly Installments

If your debt is manageable, you can pay off your debts in monthly installments and manage the entire process on your own. You should keep in mind that if you can only afford to make the minimum monthly payment, you may be in for a long ride.A $2,000 credit card balance that carries an 18% annual rate can take just over 30 YEARS to pay off in you only make the 2% minimum monthly payment every month.


Debt Settlement Complaints


Work With a Debt Settlement Company

Debt settlement is an increasingly popular option. Freedom Debt Relief, our top rated debt settlement company, negotiates with your creditors on your behalf.  The goal is to reduce the total amount you owe, have the creditor take a loss on the remaining debt balance, and agree to a new deal with creditors to make monthly payments over a 2 to 5 year period. A debt settlement program will negatively affect your credit score but it will allow you avoid bankruptcy and your credit score will likely improve once you complete the program.


Debt Consolidation Bad Credit


Qualify for a Debt Consolidation Loan

A debt consolidation loan is the process of combining many unsecured debts (credit cards, medical bills, etc.) with high interest rates into one loan with a lower monthly payment. If your goal is to become debt free, a good debt consolidation loan should bring you monthly savings and help you improve your credit score. Fiona operates an online lending marketplace that will let you know in just a few minutes what type of debt consolidation loans you qualify for.


Debt Management Reviews


What is a Debt Management Program?

A debt management program is somewhat similar to debt settlement program. A fundamental difference is that you must hand over control to the agency and allow their representatives to negotiate and make the payments on your behalf.It will also negatively affect your credit score but will allow you to avoid bankruptcy.

Bankruptcy Alternatives



Filing bankruptcy is generally the last resort. If you are unable to pay your debts and you don't see any other way out, you should contact a bankruptcy professional to get legal advice. You should keep in mind that in a bankruptcy, you are at risk of losing all your assets and possessions. A bankruptcy will negatively impact your credit score for the long term and it is up to the court to decide if you qualify for a Chapter 7 (entire debt wiped out) or a Chapter 13 (a percentage of the debt will be wiped out).