Top 10 Credit Relief News

POPULAR
Credit Associates Review
  • OUR PARTNER
  • EDITOR'S SCORE
  • 9.9 / 10
  • SUMMARY
  • Ranked #1 By Top 10 Credit Relief

    Millions In Debt Resolved

    Accredited 5 Star Member of Consumer Affairs

    Trustpilot Rated 4.9 out of 5 Stars With Over 5,000 Reviews
  • WHAT WE LIKE
  • $10,000 Minimum Unsecured Debt

    No Upfront Fees

    No Minimum Credit Score

    24 to 36 Month Program
  • AVAILABILITY
  • There is a reason CreditAssociates is ranked #1. They are a debt relief industry leader, working with clients to provide dependable and affordable debt resolution for credit cards and personal loans. Their team of professional debt consultants provide superior personal service with an emphasis on customer satisfaction. Their software allows clients to track their progress through a user friendly mobile app.
BEST LOANS
Unsecured Solutions Reviews
  • EDITOR'S SCORE
  • 9.45 / 10
  • SUMMARY
  • Free Comparison To Jump Start Your Personal Loan Search

    Ranked A+ By Better Business Bureau

    Get Multiple Loan Offers

    Will Not Negatively Impact Your Credit Score
  • WHAT WE LIKE
  • Loan Amounts of $10,000 to $100,000

    3 to 8 Year Loans

    APR of 3.99% to 35.99%

    Unparalelled Customer Satisfaction
  • AVAILABILITY
  • Since 2009, Unsecured Solutions has delivered debt consolidation loans in an easy yet efficient way. An experienced debt consolidation loan advisor will walk customers through the entire borrowing process. Large arrays of programs are available for all credit grades that range from poor to excellent. Speed, accuracy, and ease are at the cornerstone of the service Unsecured Solutions provide to borrowers.
Guide to Lenders Reviews
  • EDITOR'S SCORE
  • 9.25 / 10
  • SUMMARY
  • Free Resource To Help Loan Shoppers Get Best Loan Deals

    Served Over $16 Billion In Loan Requests Since 2005

    Get Up To 5 Loan Offers In Minutes

    Get A Personal Loan In 4 Easy Steps
  • WHAT WE LIKE
  • Loan Amounts of $1,000 to $50,000

    4 to 180 Month Loan Terms

    APR of 3.99% to 35.99%

    Network of Over 150 Lenders
  • AVAILABILITY
  • Guide To Lenders provides a free service that helps connect customers with lenders. Their service which can sometimes feel "invisible" seeks to make the application process easy & user-friendly for customers who are looking for a way to consolidate personal debt into one easy payment.
LendingTree Reviews
  • EDITOR'S SCORE
  • 9 / 10
  • SUMMARY
  • Largest Lending Network in the United States

    Rated A- by the Better Business Bureau

    Get Up to 5 Loan Offers In Minutes

    Excellent Brand Recognition
  • WHAT WE LIKE
  • Loan Amounts of $1,000 to $50,000

    3 to 15 Year Loan Terms

    No Minimum Credit Score

    APR of 5.99% to 35.99%
  • AVAILABILITY
  • LendingTree is America's largest online lending marketplace. It connects borrowers with multiple lenders so they can find the best deals on loans, credit cards, deposit accounts, insurance and more. LendingTree allows borrowers to shop and compare competitive rates and terms across an array of financial products
Bad Credit Loans
  • EDITOR'S SCORE
  • 9 / 10
  • SUMMARY
  • Has Been In The Business of Helping People Since 1998

    All Credit Types Accepted

    Loan Approval Within 24 Hours

  • WHAT WE LIKE
  • Loans of $500 - $10,000

    Loan Terms of 3 - 36 Months

    APRs of 5.99% To 35.99%
  • AVAILABILITY
  • Bad Credit Loans understands that there are emergencies no one can plan for, and they aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, Bad Credit Loans may have the resources to lend you a helping hand no matter if your credit is good or bad.

LEARN ABOUT DEBT CONSOLIDATION

LEARN ABOUT DEBT CONSOLIDATION

Debt Settlement Complaints

Consumer Debt in America

In the first three months of 2020, household debt in America rose to $14.3 trillion and 47% of households carry some sort of credit card debt. Up to 40% of Americans can't pay more than the minimum payment on their credit cards. Almost one-quarter (23%) of card holders have added to their credit balance as a direct result of the Covid-19 pandemic.

Debt Relief Complaints

What are my Options for Debt Relief?

Pay Off Debt Reviews

Pay Off Debt In Monthly Installments

If your debt is manageable, you can pay off your debts in monthly installments and manage the entire process on your own. You should keep in mind that if you can only afford to make the minimum monthly payment, you may be in for a long ride.A $2,000 credit card balance that carries an 18% annual rate can take just over 30 YEARS to pay off in you only make the 2% minimum monthly payment every month.

Debt Settlement Complaints

Work With a Debt Settlement Company

Debt settlement is an increasingly popular option. Credit Associates, our top rated debt settlement company, negotiates with your creditors on your behalf.  The goal is to reduce the total amount you owe, have the creditor take a loss on the remaining debt balance, and agree to a new deal with creditors to make monthly payments over a 2 to 5 year period. A debt settlement program will negatively affect your credit score but it will allow you avoid bankruptcy and your credit score will likely improve once you complete the program.

Debt Consolidation Bad Credit

Qualify for a Debt Consolidation Loan

A debt consolidation loan is the process of combining many unsecured debts (credit cards, medical bills, etc.) with high interest rates into one loan with a lower monthly payment. If your goal is to become debt free, a good debt consolidation loan should bring you monthly savings and help you improve your credit score. Guide to Lenders operates an online lending marketplace that will let you know in just a few minutes what type of debt consolidation loans you qualify for.

Debt Management Reviews

What is a Debt Management Program?

A debt management program is somewhat similar to debt settlement program. A fundamental difference is that you must hand over control to the agency and allow their representatives to negotiate and make the payments on your behalf.It will also negatively affect your credit score but will allow you to avoid bankruptcy.

Bankruptcy Alternatives

Bankruptcy

Filing bankruptcy is generally the last resort. If you are unable to pay your debts and you don't see any other way out, you should contact a bankruptcy professional to get legal advice. You should keep in mind that in a bankruptcy, you are at risk of losing all your assets and possessions. A bankruptcy will negatively impact your credit score for the long term and it is up to the court to decide if you qualify for a Chapter 7 (entire debt wiped out) or a Chapter 13 (a percentage of the debt will be wiped out).